Retirement Saving
Retirement saving is a much sought and discussed subject in our time. It is said that retirement assesment is never too late though ideal if you start it at very young age. Retirement is the ultimate reality that happens to a working professional and it should be the most enjoyable phase of an individual. Effective retirement assesment gives individual a benefit to retain their financial independence even after their work life. Thus, retirement assesment is as important as your education and marriage. We must understand that future largely depends on the choices that we make today. An individual will be able to maintain high standards of living with the help of effective retirement assesment.
Retirement plans helps us to make large corpuses that can be utilized to achieve any financial goal after we stop working. An individual can start investing with a very low sum at a very early age. Retirement assesment starts at a point when you know your life goals and then to accompany these goals with a sound financial plan that helps you to meet these objectives upon retirement.
We must overcome one obstacle which is that no clue is available with us for how long we are going to live. There are certain things for an effective retirement like you must decide how much money you require to live a comfortable life after retirement and ascertain how much you require investing to achieve this goal.
You should invest in a right investment cum retirement plan to build determined corpus.
Most of the retirement plans offered in the market either provides you fixed monthly income or a lump sum after you retire from your professional life.
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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
Harsh Mahajan | AMFI Registered Mutual Fund Distributor | ARN- 37314 | Date of initial Registration: 7th April 2006 | Current Validity: 05/may/2025
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